Finance Your Vehicle With Our Team

When you’re buying a vehicle nowadays, you have many options because many people have different wants and needs. The car industry has responded to fill in the gaps in the car-buying market to serve its customers best. Two of the most common ways of getting a vehicle include financing a Toyota through a loan and leasing a Toyota vehicle. Each option has its own advantages, but you need to understand the differences to get a better idea of which option would be best. At Metro Toyota in Kalamazoo, we’re always looking for ways to help people decide what kind of financing would work best for them in their situation, so we’re here to tell you all about both of them.

Loan Financing

Getting a loan on a Toyota is one of the most common ways to buy a car, truck, or SUV. With this option, you might choose to trade in a vehicle or make an initial down payment to lessen the amount you’ll owe on the loan. Typically, either an outside bank will finance the loan, or the dealership might finance it. When you go this route, you are considered the owner of the vehicle.

This is a great option when you already know that you want to buy the vehicle outright. You’ll also have the ability to customize your car with extra details because you own it.


An option that has been increasing in popularity in the past several years is to lease the vehicle. Some Paw Paw people like to update their vehicles every couple of years. Otherwise, they might not be sure whether they want to keep the vehicle after the first two years. Leasing can make a vehicle more affordable for some people in the Three Rivers area, too. In this option, you’ll pay a monthly payment on a vehicle, but you’re not locked into purchasing it. At the end of the lease, you’ll have the option of buying it outright, and you’ll be able to do it for a lesser price than you would have had you purchased it new.

Three Types of Inventory

There are three basic types of inventory for you to choose from in the Battle Creek area. New is one of the most popular types. With this type of inventory, you can choose between getting a lease or getting a loan and buying right away.

Another option is to get a certified pre-owned Toyota, a type of vehicle that’s been rigorously looked over by our mechanics and has approval as a reliable vehicle where any worn parts have been replaced. It also usually comes with an extra warranty beyond the manufacturer’s warranty.

Finally, used is another option in which you can buy a vehicle outright. With this option, usually the vehicle has been looked over for any major defects, but not all of the worn parts have been replaced.

Shop With Us

There are a few ways that you can get the best vehicle from us. You can look through our collections of cars online. This is a great option when you want to be able to browse from your own home’s comfort in Portage. Otherwise, you can come into our dealership to talk to our sales associates and have all of your questions answered.

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 2:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 5:30 PM
  • Sat7:30 AM - 2:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 5:30 PM
  • Sat7:30 AM - 2:00 PM
  • SunClosed

Metro Toyota is located at: 5850 Stadium Dr • Kalamazoo, MI 49009
Metro Toyota 42.26739026066483, -85.66513064928955.